LIFE, DISABILITY, MEDICAL, MEDIGAP, DENTAL, LTCI and ANNUITIES

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=90 BGCOLOR="#006699" TEXT="#080000" bgproperties="fixed" background="039285a1erlcgo.png"> <div> <FONT SIZE="5" COLOR="#FFCC66" FACE="Arial" ><B>LIFE, DISABILITY, MEDICAL, MEDIGAP, DENTAL, LTCI and ANNUITIES </B></FONT><B>     |     </B><A HREF="index.htm" TARGET="_top" TITLE="LIFE, DISABILITY, MEDICAL, MEDIGAP, DENT"><U><B>home</B></U></A></div> <div>                                                   </div> <div> <B>200</B></div> </td> </tr><tr> <td valign="top" width=210 BGCOLOR="#FFCC66" TEXT="#080000" background="038d2c00dkelyh.png"> <div> <B>W. Forrest Veal, CLU</B></div> <div> <B>P. O. Box 700222</B></div> <div> <B>Dallas, TX 75370</B></div> <div> <B>972 250 6516</B></div> <div> <B>1 888 845 8325</B></div> <div> <B>Fax 1 775 542 0808</B></div> <div> <B>Email -  </B><FONT SIZE="2" COLOR="#003399" FACE="Arial" ><B>vbsinsurance@juno.net</B></FONT><B> </B></div> <div> <A HREF="id8.htm" TARGET="_top" TITLE="About the Company and Forrest Veal"><U><B>About </B></U></A><A HREF="id8.htm" TARGET="_top" TITLE="About the Company and Forrest Veal"><U><B>Us</B></U></A></div> <div> <A HREF="id68.htm" TARGET="_top" TITLE="PRIVACY NOTICE"><U><B>Privacy Notice</B></U></A></div> <div> <A HREF="id67.htm" TARGET="_top" TITLE="LEGISLATIVE ISSUES"><U><B>Legislative Issues</B></U></A></div> <div> <A HREF="id39.htm" TARGET="_top" TITLE="HELPFUL WEB SITES"><U><B>Helpful Site</B></U></A><B>s</B></div> <div> <A HREF="id52.htm" TARGET="_top" TITLE="Email COMMENTS AND SUGGESTIONS or just s"><U><B>Comment</B></U></A><B>s</B><B> </B></div> <bR> </td> <td valign="top" height=390 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <I>LIFE, DISABILITY, MEDICAL, MEDIGAP, DENTAL, LTCI and ANNUITIES </I></div> <div> <I><B>Insurance and Services for Individuals and Businesses, sold and serviced by W. Forrest Veal, CLU (Licensed in Texas and Georgia)</B></I></div> <bR> <div> <I><B>VEAL ee BENEFIT SERVICES INC.</B></I><I><B>          </B></I></div> <bR> <div> This site is designed to be a valuable source of information for you in both individual and group health insurance areas. Just click on an underlined subject shown below. Return to this page by clicking on "home" in the above <FONT SIZE="3" COLOR="#0000FF" FACE="Arial" >blue border, </FONT><FONT SIZE="3" COLOR="#111111" FACE="Arial" >that</FONT><FONT SIZE="3" COLOR="#0000FF" FACE="Arial" > </FONT>appears on each page. This site uses links to other pages in the site plus many links to other web sites which can change. If you are unable to access a link, please notify me.</div> <bR> <div> <B>Helpful </B><FONT SIZE="3" COLOR="#00BFBF" FACE="Arial" ><A HREF="id93.htm" TARGET="_top" TITLE="HEALTH SAVINGS ACCOUNTS (HSA"><U><B>LINK</B></U></A></FONT><A HREF="id93.htm" TARGET="_top" TITLE="HEALTH SAVINGS ACCOUNTS (HSA"><U><B> </B></U></A><B>to information about Health Savings Accounts (HSAs) and High Deductible Health Plans (HDHPs).</B><B>    </B></div> <div> <A HREF="id93.htm" TARGET="_top" TITLE="HEALTH SAVINGS ACCOUNTS (HSA"><U><B>                                                                                 </B></U></A><B>        </B></div> <div> <B>ONLINE INSURANCE PRODUCTS & SERVICES</B></div> <div> <TABLE BORDER="2" CELLPADDING="2" CELLSPACING="1" WIDTH="671" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 19 ><NOBR><div> <A HREF="id17.htm" TARGET="_top" TITLE="SHORT TERM/TEMPORARY MEDICAL INSURANCE"><U>Short Term Medical Insurance</U></A>  <FONT SIZE="3" COLOR="#FF0000" FACE="Arial" >(</FONT><FONT SIZE="2" COLOR="#FF0000" FACE="Arial" ><I>Revised 05/18/06)</I></FONT></div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div> <A HREF="id14.htm" TARGET="_top" TITLE="INTERNATIONAL TRAVEL MEDICAL INSURANCE "><U>International Travel Medical Insurance</U></A><FONT SIZE="3" COLOR="#FF0000" FACE="Arial" >*</FONT></div> </NOBR></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 ><NOBR><div> <A HREF="id12.htm" TARGET="_top" TITLE="INDIVIDUAL MEDICAL INSURANCE and Health "><U>Individual Medical Insurance</U></A>    <FONT SIZE="2" COLOR="#FF0000" FACE="Arial" ><I>(Revised 03/18/07)</I></FONT></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="326"><div> <A HREF="id6.htm" TARGET="_top" TITLE="INDIVIDUAL DENTAL INSURANCE (You may pr"><U>Individual Dental Insurance</U></A></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 ><NOBR><div> <A HREF="id9.htm" TARGET="_top" TITLE="Term and Perm Life Insurance for Individ"><U>Individual Term & Permanent Life Insurance</U></A></div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div> <FONT SIZE="3" COLOR="#000000" FACE="Arial" ><A HREF="id12.htm" TARGET="_top" TITLE="INDIVIDUAL MEDICAL INSURANCE and Health "><U>Health Savings Accounts </U></A></FONT><A HREF="id12.htm" TARGET="_top" TITLE="INDIVIDUAL MEDICAL INSURANCE and Health "><U>(HSA's)</U></A>*</div> </NOBR></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="326"><div> <A HREF="id12.htm" TARGET="_top" TITLE="INDIVIDUAL MEDICAL INSURANCE and Health "><U>Student Medical Insurance</U></A></div> </tD> <tD VALIGN=TOP><NOBR><div> <A HREF="http://www.txhealthpool.com" TARGET="_top" TITLE="http://www.txhealthpool.com"><U><B>Texas Residents not eligible for Health Insurance.</B></U></A><FONT SIZE="2" COLOR="#FF0000" FACE="Arial" ><B>*</B></FONT></div> </NOBR></tD> </tR> </TABLE></div> <div> <B>RETIREMENT PLANNING SUBJECTS</B></div> <div> <B> <TABLE BORDER="2" CELLPADDING="2" CELLSPACING="1" WIDTH="671" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 20 ><NOBR><div> <FONT SIZE="3" COLOR="#000000" FACE="Arial" ><A HREF="id20.htm" TARGET="_top" TITLE="AGE 65 DECISIONS"><U>Age 65 Decisions</U></A></FONT>*         <A HREF="id94.htm" TARGET="_top" TITLE="MEDICARE PRESCRIPTION DRUG COVERAGE PAR"><U><B>Part D "Decisions</B></U></A></div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div> <A HREF="id65.htm" TARGET="_top" TITLE="REQUIRED MINIMUM DISTRIBUTION RULES"><U>Required Minimum Distribution Rules*</U></A></div> </NOBR></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 ><NOBR><div> <A HREF="id16.htm" TARGET="_top" TITLE="SOCIAL SECURITY, MEDICARE AND NURSING HO"><U>Social Security, Medicare and Nursing Home</U></A><FONT SIZE="3" COLOR="#FF0000" FACE="Arial" >*</FONT></div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div> <A HREF="http://www.rothira.com" TARGET="_top" TITLE="http://www.rothira.com"><U>ROTH IRA technical and planning information</U></A><FONT SIZE="3" COLOR="#FF0000" FACE="Arial" ><A HREF="http://www.rothira.com" TARGET="_top" TITLE="http://www.rothira.com"><U>*</U></A></FONT></div> </NOBR></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="326"><div> <A HREF="id15.htm" TARGET="_top" TITLE="LONG TERM CARE INSURANCE"><U>Long Term Care Insurance</U></A><FONT SIZE="3" COLOR="#FF0000" FACE="Arial" >*</FONT></div> </tD> <tD VALIGN=TOP WIDTH="326"><div> <A HREF="id44.htm" TARGET="_top" TITLE="ENDOFLIFE PLANNING KIT"><U>End-of-Life Planning</U></A></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 ><NOBR><div> <A HREF="id80.htm" TARGET="_top" TITLE="MEDICARE SUPPLEMENT PLANS"><U>Medicare Supplement Plans</U></A>  <FONT SIZE="2" COLOR="#FF0000" FACE="Arial" ><I>(Revised 8/20/04)</I></FONT> </div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div> <A HREF="id83.htm" TARGET="_top" TITLE="American Savings Education Council"><U>Will your Savings Last?</U></A>          <FONT SIZE="1" COLOR="#FF0000" FACE="Arial" >(added 8/28/2003)</FONT></div> </NOBR></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="326"><div> <A HREF="id63.htm" TARGET="_top" TITLE="REVERSE MORTGAGES"><U>Reverse Mortgages</U></A>*</div> </tD> <tD VALIGN=TOP WIDTH="326"><div> <A HREF="http://www.benefitscheckup.org" TARGET="_top" TITLE="http://www.benefitscheckup.org"><U>http://www.benefitscheckup.org</U></A>*</div> </tD> </tR> </TABLE></B></div> <div> <B>FORMS AND EMAIL REQUEST</B></div> <div> <B> <TABLE BORDER="2" CELLPADDING="2" CELLSPACING="1" WIDTH="671" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="326"><div> <A HREF="id24.htm" TARGET="_top" TITLE="GROUP QUOTE REQUEST FORM"><U>Group Quote Request Form</U></A></div> </tD> <tD VALIGN=TOP WIDTH="326"><div> <A HREF="id34.htm" TARGET="_top" TITLE="REQUEST FOR QUOTE"><U>Individual Quote Request Form</U></A></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 ><NOBR><div> <A HREF="id51.htm" TARGET="_top" TITLE="EMAIL OCCUPATIONAL ACCIDENT QUOTE REQUES"><U>Email Occupational Accident Quote</U></A></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="326"><div> <A HREF="id47.htm" TARGET="_top" TITLE="EMAIL INDIVIDUAL QUOTE REQUEST"><U>Email Individual Quote Request</U></A></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="326"><div> <A HREF="id49.htm" TARGET="_top" TITLE="EMAIL ANNUITY QUOTE REQUEST"><U>Email Annuity Quote Request</U></A></div> </tD> <tD VALIGN=TOP WIDTH="326"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="19" ALIGN="bottom" WIDTH="326" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="326"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="19" ALIGN="bottom" WIDTH="326" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="326"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="19" ALIGN="bottom" WIDTH="326" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 ><NOBR><div> <A HREF="id13.htm" TARGET="_top" TITLE="INSURANCE COMPANY PROFILES"><U>Texas Consumer Complaint Form</U></A></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="326"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="19" ALIGN="bottom" WIDTH="326" HSPACE="0" VSPACE="0"></tD> </tR> </TABLE></B></div> <div> <B>GROUP INSURANCE SUBJECTS</B></div> <div> <B> <TABLE BORDER="2" CELLPADDING="2" CELLSPACING="1" WIDTH="671" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="326"><div> <A HREF="id5.htm" TARGET="_top" TITLE="COBRA Compliance"><U>COBRA Compliance</U></A><FONT SIZE="3" COLOR="#FF0000" FACE="Arial" >*</FONT></div> </tD> <tD VALIGN=TOP><NOBR><div> <A HREF="id76.htm" TARGET="_top" TITLE="CONSUMER DRIVEN HEALTH PLANS"><U>Consumer Driven Health Plans</U></A><FONT SIZE="3" COLOR="#FF0000" FACE="Arial" >*</FONT><FONT SIZE="1" COLOR="#FF0000" FACE="Arial" >FSAs, HRAs & HSAs</FONT> </div> </NOBR></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 20 ><NOBR><div> <A HREF="id40.htm" TARGET="_top" TITLE="SMALL GROUP HEALTH COVERAGE FAQs"><U>Small Group Health FAQs</U></A> <B>for Texas</B></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="326"><div> <A HREF="id40.htm" TARGET="_top" TITLE="SMALL GROUP HEALTH COVERAGE FAQs"><U>Open Enrollment Period</U></A> </div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 20 ><NOBR><div> <A HREF="id40.htm" TARGET="_top" TITLE="SMALL GROUP HEALTH COVERAGE FAQs"><U>State Continuation Coverage</U></A> <B>for Texas</B></div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div> <A HREF="id28.htm" TARGET="_top" TITLE="VOLUNTARY EMPLOYEE BENEFITS"><U>Voluntary (Worksite) Employee Benefits</U></A></div> </NOBR></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="326"><div> <A HREF="id56.htm" TARGET="_top" TITLE="PROVIDER NETWORK DIRECTORIES"><U>Provider Network Directories</U></A></div> </tD> <tD VALIGN=TOP WIDTH="326"><div> <A HREF="id90.htm" TARGET="_top" TITLE="HIPAA NOTICES"><U>HIPAA NOTICE</U></A> <FONT SIZE="3" COLOR="#FF0000" FACE="Arial" >Requirement</FONT></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="326"><div> <A HREF="id26.htm" TARGET="_top" TITLE="CAFETERIA (Section 125) PLAN"><U>Cafeteria (Section 125) Plan</U></A><FONT SIZE="3" COLOR="#FF0000" FACE="Arial" >*</FONT></div> </tD> <tD VALIGN=TOP><NOBR><div> <A HREF="id95.htm" TARGET="_top" TITLE="CREDITABLE COVERAGE DISCLOSURE"><U>Creditable Coverage Disclosure to CMS</U></A></div> </NOBR></tD> </tR> </TABLE></B></div> <div> <B>INDIVIDUAL INSURANCE SUBJECTS</B></div> <div> <B> <TABLE BORDER="2" CELLPADDING="2" CELLSPACING="1" WIDTH="671" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 19 ><NOBR><div> <A HREF="id9.htm" TARGET="_top" TITLE="Term and Perm Life Insurance for Individ"><U>Term and Permanent Life Insurance</U></A></div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div> <A HREF="id25.htm" TARGET="_top" TITLE="LIFE INSURANCE NEEDS CALCULATOR"><U>Life Insurance Needs Calculator</U></A><FONT SIZE="3" COLOR="#FF0000" FACE="Arial" >*</FONT></div> </NOBR></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="326"><div> <A HREF="id42.htm" TARGET="_top" TITLE="CRITICAL ILLNESS INSURANCE"><U>Critical Illness Insurance</U></A></div> </tD> <tD VALIGN=TOP WIDTH="326"><div> <A HREF="id46.htm" TARGET="_top" TITLE="CHILDRENS HEALTH INSURANCE IN TEXAS"><U>Children's Health Insurance</U></A></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="326"><div> <A HREF="id48.htm" TARGET="_top" TITLE="TAX DEFERRED ANNUITIES"><U>Tax Deferred Annuities</U></A></div> </tD> <tD VALIGN=TOP WIDTH="326"><div> <A HREF="id15.htm" TARGET="_top" TITLE="LONG TERM CARE INSURANCE"><U>Long Term Care Insurance</U></A></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="326"><div> <A HREF="id64.htm" TARGET="_top" TITLE=" DISABILITY INSURANCE EVALUATING YOUR NE"><U>Disability Insurance</U></A><FONT SIZE="3" COLOR="#FF0000" FACE="Arial" >*</FONT></div> </tD> <tD VALIGN=TOP WIDTH="326"><div> <A HREF="id56.htm" TARGET="_top" TITLE="PROVIDER NETWORK DIRECTORIES"><U>Provider Network Directories</U></A></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 ><NOBR><div> <A HREF="id66.htm" TARGET="_top" TITLE="A SPECIAL GIFT FOR CHILDREN AND GRANDCHI"><U>A Life Insurance Plan for Children</U></A>*</div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div> <A HREF="http://www.lifeconsumerkit.com/consumer.htm" TARGET="_top" TITLE="http://www.lifeconsumerkit.com/consumer."><U>Basics of Life and Long Term Care Insurance</U></A>*</div> </NOBR></tD> </tR> </TABLE></B></div> <div> <B>HUMAN RESOURCE/BENEFIT MANAGER SUBJECTS</B></div> <div> <B> <TABLE BORDER="2" CELLPADDING="2" CELLSPACING="1" WIDTH="672" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 19 ><NOBR><div> <A HREF="id37.htm" TARGET="_top" TITLE="NEW EMPLOYEE BENEFIT PLANS TO CONSIDER"><U>New Employee Benefits Plans to Consider</U></A></div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div> <A HREF="http://www.txhealthpool.com" TARGET="_top" TITLE="http://www.txhealthpool.com"><U>Texas Health Insurance Risk Pool</U></A></div> </NOBR></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="327"><div> <A HREF="id11.htm" TARGET="_top" TITLE="HEALTH RISK ASSESSMENTS"><U>Health Risk Assessments</U></A></div> </tD> <tD VALIGN=TOP WIDTH="326"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="19" ALIGN="bottom" WIDTH="326" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="327"><div> <A HREF="id26.htm" TARGET="_top" TITLE="CAFETERIA (Section 125) PLAN"><U>Cafeteria (Section 125) Plan</U></A></div> </tD> <tD VALIGN=TOP WIDTH="326"><div> <A HREF="id55.htm" TARGET="_top" TITLE="FAMILY MEDICAL LEAVE ACT"><U>Family Medical Leave Act</U></A></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="327"><div> <A HREF="id57.htm" TARGET="_top" TITLE="LABOR LAW POSTING COMPLIANCE"><U>Labor Law Posting Compliance</U></A></div> </tD> <tD VALIGN=TOP><NOBR><div> <A HREF="id59.htm" TARGET="_top" TITLE="WOMENS HEALTH AND CANCER RIGHTS ACT OF 1"><U>Women's Health and Cancer Rights Act-1998</U></A></div> </NOBR></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="327"><div> <A HREF="id61.htm" TARGET="_top" TITLE="RETIREMENT PLAN SOLUTIONS"><U>Retirement Plan Solutions</U></A></div> </tD> <tD VALIGN=TOP WIDTH="326"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="19" ALIGN="bottom" WIDTH="326" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 ><NOBR><div> <A HREF="http://www.myworktools.com" TARGET="_top" TITLE="http://www.myworktools.com"><U>Sample Documents</U></A> - <FONT SIZE="2" COLOR="#CC0000" FACE="Arial" >for a reasonable price</FONT></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="326"><div> <A HREF="id72.htm" TARGET="_top" TITLE="BENEFIT BRIEF"><U>BENEFIT BRIEF</U></A> <FONT SIZE="1" COLOR="#FF0000" FACE="Arial" >Check Sample</FONT>   </div> </tD> </tR> </TABLE></B></div> <div> <B>SPECIAL INTEREST SUBJECTS</B></div> <div> <B> <TABLE BORDER="2" CELLPADDING="2" CELLSPACING="1" WIDTH="671" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="326"><div> <A HREF="id13.htm" TARGET="_top" TITLE="INSURANCE COMPANY PROFILES"><U>Insurance Company Profiles</U></A></div> </tD> <tD VALIGN=TOP WIDTH="326"><div> <A HREF="id38.htm" TARGET="_top" TITLE="TEXAS PHYSICIANS PROFILES"><U>Texas Physician Profiles</U></A></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="326"><div> <A HREF="id56.htm" TARGET="_top" TITLE="PROVIDER NETWORK DIRECTORIES"><U>Provider Network Directories</U></A></div> </tD> <tD VALIGN=TOP WIDTH="326"><div> <A HREF="id7.htm" TARGET="_top" TITLE="Doctor Finder (Medical Provider Networks"><U>Doctor Finder</U></A></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 ><NOBR><div> <A HREF="id50.htm" TARGET="_top" TITLE="WORKERS COMPENSATION NONSUBSCRIBERS"><U>Workers' Comp. Non-Subscribers</U></A></div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div> <A HREF="id74.htm" TARGET="_top" TITLE="FUNDING YOUR CHILDRENS EDUCATION"><U>Funding Your Children's Education</U></A></div> </NOBR></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 ><NOBR><div> <A HREF="id86.htm" TARGET="_top" TITLE="_"><U>HIGH DEDUCTIBLE HEALTH PLANS</U></A></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="326"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="19" ALIGN="bottom" WIDTH="326" HSPACE="0" VSPACE="0"></tD> </tR> </TABLE></B></div> <bR> <div> <B>You may suggest a subject of interest to be added to this site by clicking </B><A HREF="id52.htm" TARGET="_top" TITLE="Email COMMENTS AND SUGGESTIONS or just s"><U><B>"Here"</B></U></A><B> and sending us an email with your comments. Thanks for your help.</B></div> <bR> <bR> <bR> <bR> </td> </tr></table></body>