PRIVACY NOTICE

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=90 BGCOLOR="#006699" TEXT="#080000" bgproperties="fixed" background="039285a1erlcgo.png"> <div> <FONT SIZE="5" COLOR="#FFCC66" FACE="Arial" ><B>LIFE, DISABILITY, MEDICAL, MEDIGAP, DENTAL, LTCI and ANNUITIES </B></FONT><B>     |     </B><A HREF="index.htm" TARGET="_top" TITLE="LIFE, DISABILITY, MEDICAL, MEDIGAP, DENT"><U><B>home</B></U></A></div> <div>                                                   </div> <div> </div> </td> </tr><tr> <td valign="top" width=210 BGCOLOR="#FFCC66" TEXT="#080000" background="038d2c00dkelyh.png"> <div> <B>W. FORREST VEAL, CLU</B></div> <div> <B>P. O. BOX 700222</B></div> <div> <B>DALLAS, TX 75370</B></div> <div> <B>972 250 6516</B></div> <div> <B>1 888 845 8325</B></div> <div> <B>Fax 1 775 542 0808</B></div> <div> <B>E-mail - vealbs@juno.com</B></div> </td> <td valign="top" height=390 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <I>PRIVACY NOTICE</I></div> <div> My business is built on a foundation of integrity, honesty and trust. To maintain your trust, I am committed to protect the privacy and security of the personal information you provide me.</div> <bR> <div> I do not collect personal information about you from any source but you as follows:</div> <bR> <div> 1. When we discuss your need for life or health insurance and you tell me about your medical history to help me evaluate which insurance company products may be best for your need.</div> <div> 2. When you complete an application for me to submit to a particular insurance company.</div> <div> 3. When you request my help in checking on the status of a claim for benefits.</div> <bR> <div> I do not provide your personal information entrusted to me as outlined above to anyone except the specific insurance company for which an application is completed or to which a claim status inquiry is made. When an insurance company issues you a policy they will provide you with a separate privacy notice specific to that product.</div> <bR> <div> If I am ever requested to share your information with non-related third parties, you will be provided the opportunity, in advance, to direct me not to share the information.</div> <bR> <div> In the event that you have questions regarding this Privacy Notice, please contact me.</div> <bR> <div> W. Forrest Veal, CLU</div> <div> Veal Benefit Services Inc.</div> <div> Dallas, TX</div> </td> </tr></table></body>