A SPECIAL GIFT FOR CHILDREN AND GRANDCHILDREN

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=90 BGCOLOR="#006699" TEXT="#080000" bgproperties="fixed" background="039285a1erlcgo.png"> <div> <FONT SIZE="5" COLOR="#FFCC66" FACE="Arial" ><B>LIFE, DISABILITY, MEDICAL, MEDIGAP, DENTAL, LTCI and ANNUITIES </B></FONT><B>     |     </B><A HREF="index.htm" TARGET="_top" TITLE="LIFE, DISABILITY, MEDICAL, MEDIGAP, DENT"><U><B>home</B></U></A></div> <div>                                                   </div> <div> </div> </td> </tr><tr> <td valign="top" width=210 BGCOLOR="#FFCC66" TEXT="#080000" background="038d2c00dkelyh.png"> <div> W. Forrest Veal, CLU </div> <div> P. O. Box 700222</div> <div> Dallas, TX 75370</div> <div> 972 250 6516</div> <div> 1 888 845 8325</div> <div> Fax 1 775 542 0808</div> <div> Email - vealbs@juno.com</div> </td> <td valign="top" height=390 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <I>A SPECIAL GIFT FOR CHILDREN AND GRANDCHILDREN</I></div> <bR> <div> This special plan was designed as the first step in providing life insurance for <B>NOW</B> and guaranteeing insurability for your child or grandchild's future. A $500 <B>ONE TIME </B>premium payment provides two units (one unit available) of protection. Two units provide the following life insurance guarantees: $10,000 from age 0 to 13 -- $20,000 from age 13 to 18 -- $30,000 from age 18 to 23. At age 23, the insured may continue with $50,000 of permanent life insurance coverage for an annual premium of: Male Insured - $580 ---- Female Insured $490 - <B>or </B>- The insured may exercise the <B>FUTURE INSURABILITY GUARANTEE </B>- that allows the insured with an in force policy, to increase their life insurance coverage up to $200,000.00 at age 23, without medical information and regardless of future health considerations.</div> <bR> <div> <B>GIVE YOUR CHILDREN OR GRANDCHILDREN A GIFT THAT WILL LAST A LIFETIME!</B></div> <bR> <div> <B>Click </B><A HREF="id62.htm" TARGET="_top" TITLE="Quote Request for Children Insurance"><U><B>"Here"</B></U></A><B> to request a personalized proposal.</B></div> <bR> <div> If you have questions or need additional information, please contact W. Forrest Veal, CLU.</div> <bR> <div> <B>To return to the Table of Subjects, click "home" in the above blue border.</B></div> </td> </tr></table></body>