RETIREMENT PLAN SOLUTIONS

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=90 BGCOLOR="#006699" TEXT="#080000" bgproperties="fixed" background="039285a1erlcgo.png"> <div> <FONT SIZE="5" COLOR="#FFCC66" FACE="Arial" ><B>LIFE, DISABILITY, MEDICAL, MEDIGAP, DENTAL, LTCI and ANNUITIES </B></FONT><B>     |     </B><A HREF="index.htm" TARGET="_top" TITLE="LIFE, DISABILITY, MEDICAL, MEDIGAP, DENT"><U><B>home</B></U></A></div> <div>                                                   </div> <div> </div> </td> </tr><tr> <td valign="top" width=210 BGCOLOR="#FFCC66" TEXT="#080000" background="038d2c00dkelyh.png"> <div> W. Forrest Veal, CLU</div> <div> P. O. Box 700222</div> <div> Dallas, TX 75370</div> <div> 972 250 6516</div> <div> 1 888 845 8325</div> <div> Fax 1 775 542 0808 </div> <div> E-mail - vealbs@juno.com</div> </td> <td valign="top" height=390 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <I>RETIREMENT PLAN SOLUTIONS</I></div> <div> A 401k Plan is the retirement plan used by most companies and if your company wants to consider a new plan or evaluate an existing plan, you may click on <A HREF="id18.htm" TARGET="_top" TITLE="401(k) FOR YOUR COMPANY"><U>"</U></A><A HREF="id18.htm" TARGET="_top" TITLE="401(k) FOR YOUR COMPANY"><U><B>401k For Your Company</B></U></A><A HREF="id18.htm" TARGET="_top" TITLE="401(k) FOR YOUR COMPANY"><U>"</U></A>. However, if you are ready to review the various retirement plans that may provide a solution for your business you should first go to the following site.</div> <bR> <div> <A HREF="http://www.principal.com/retirement/biz/index.htm" TARGET="_top" TITLE="http://www.principal.com/retirement/biz/"><U>http://www.principal.com/retirement/biz/index.htm</U></A></div> <bR> <div> At this site, page down to "Find A Solution" and answer the questions in Steps 1 & 2. Then click on "Find a Solution for my Business". You will be provided a list of the types of Retirement Plans that you may consider for your Company. When you click on each type of plan you will find information about the plan and its advantages to compare to the other possible solutions to use to solve your Retirement Plan need. This information is found at a site provided by Principal Financial Group, one of the companies used to provide plan quotes.</div> <bR> <div> You may contact Forrest Veal, if you have questions or want to obtain additional information and a quote for one or more of the types of retirement plans available for your company.</div> </td> </tr></table></body>