PROVIDER NETWORK DIRECTORIES

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=90 BGCOLOR="#006699" TEXT="#080000" bgproperties="fixed" background="039285a1erlcgo.png"> <div> <FONT SIZE="5" COLOR="#FFCC66" FACE="Arial" ><B>LIFE, DISABILITY, MEDICAL, MEDIGAP, DENTAL, LTCI and ANNUITIES </B></FONT><B>     |     </B><A HREF="index.htm" TARGET="_top" TITLE="LIFE, DISABILITY, MEDICAL, MEDIGAP, DENT"><U><B>home</B></U></A></div> <div>                                                   </div> <div> </div> </td> </tr><tr> <td valign="top" width=210 BGCOLOR="#FFCC66" TEXT="#080000" background="038d2c00dkelyh.png"> <div> W. Forrest Veal, CLU</div> <div> P. O. Box 700222</div> <div> Dallas, TX 75370</div> <div> 972 250 6516</div> <div> 1 888 845 8325</div> <div> Fax 1 775 542 0808</div> <div> Email - vealbs@juno.com </div> </td> <td valign="top" height=390 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <I>PROVIDER NETWORK DIRECTORIES</I></div> <div> Some insurance companies have their own provider networks while others rent one or more networks. Networks are made up of providers of medical care including doctors and hospitals and there is constant change in membership. Just because you find your doctor in a printed directory or listed in an online directory is no absolute assurance he/she is still a member of that network. The best advice is for you to check with the doctor's office. Be sure and properly identify the Insurance Company and even the medical plan or the name of the network in which you are interested. Remember, Companies have HMO, POS and PPO Networks.</div> <bR> <div> Following is a list of Insurance Companies with links to their Provider Networks primarily in the Dallas/FW area. Then there is a list of independent Provider Networks with links to their directories. If you do not find the network you need you may want to check the following site that provides an extensive alphabetical listing of PPO Networks in the U.S.. <A HREF="http://www.etdbw.com/fh/fortishealth/netlist.jsp" TARGET="_top" TITLE="http://www.etdbw.com/fh/fortishealth/net"><U><B>http://www.etdbw.com/fh/fortishealth/netlist.jsp</B></U></A></div> <bR> <div> The following information was last updated October 21, 2002.</div> <bR> <div> <B>Insurance Company Provider Networks</B></div> <bR> <div> American National Insurance Company --- <A HREF="http://www.nthn.com" TARGET="_top" TITLE="http://www.nthn.com"><U><B>http://www.nthn.com</B></U></A></div> <bR> <div> Aetna US Healthcare --- <A HREF="http://www2.aetnaushc.com/docfind/index.html" TARGET="_top" TITLE="http://www2.aetnaushc.com/docfind/index."><U><B>http://www2.aetnaushc.com/docfind/index.html</B></U></A></div> <bR> <div> Blue Cross Blue Shield of Texas ---<B> </B><A HREF="http://www.bcbstx.com/onlinedirectory/index.htm" TARGET="_top" TITLE="http://www.bcbstx.com/onlinedirectory/in"><U><B>http://www.bcbstx.com/onlinedirectory/index.htm</B></U></A></div> <bR> <div> CIGNA --- <A HREF="http://www.cigna.com/general/misc/docdir.html" TARGET="_top" TITLE="http://www.cigna.com/general/misc/docdir"><U><B>http://www.cigna.com/general/misc/docdir.html</B></U></A></div> <bR> <div> Celtic Insurance Company --- <A HREF="http://www.phcs.com" TARGET="_top" TITLE="http://www.phcs.com"><U><B>http://www.phcs.com</B></U></A></div> <bR> <div> Fortis Insurance Company ---<A HREF="http://www.health.us.fortis.com/pponets.htm" TARGET="_top" TITLE="http://www.health.us.fortis.com/pponets."><U><B>http://www.health.us.fortis.com/pponets.htm</B></U></A></div> <bR> <div> Golden Rule Insurance Company --- <A HREF="http://www.healthsmart.net/directory/" TARGET="_top" TITLE="http://www.healthsmart.net/directory/"><U><B>http://www.healthsmart.net/directory/</B></U></A></div> <bR> <div> Humana --- <A HREF="http://humana.com/misc/physician.asp" TARGET="_top" TITLE="http://humana.com/misc/physician.asp"><U><B>http://humana.com/misc/physician.asp</B></U></A></div> <bR> <div> John Alden Life Insurance Company ---<A HREF="http://www.phcs.com" TARGET="_top" TITLE="http://www.phcs.com"><U><B>http://www.phcs.com</B></U></A></div> <bR> <div> Principal Life Insurance Company --- <A HREF="http://www.phcs.com" TARGET="_top" TITLE="http://www.phcs.com"><U><B>http://www.phcs.com</B></U></A></div> <bR> <div> PacifiCare ---<B> </B><A HREF="http://www.pacificare.com/region/home/0,2654,13085_10565,00.html" TARGET="_top" TITLE="http://www.pacificare.com/region/home/0,"><U><B>http://www.pacificare.com/region/home/0,2654,13085_10565,00.html</B></U></A></div> <bR> <div> Pacific Life and Annuity --- <A HREF="http://www.phcs.com" TARGET="_top" TITLE="http://www.phcs.com"><U><B>http://www.phcs.com</B></U></A></div> <bR> <div> Trustmark Insurance Company --- <A HREF="http://www.phcs.com" TARGET="_top" TITLE="http://www.phcs.com"><U><B>http://www.phcs.com</B></U></A></div> <bR> <div> Unicare Life and Health Insurance Company --- <A HREF="http://netmgmt.unicare.com/providers/" TARGET="_top" TITLE="http://netmgmt.unicare.com/providers/"><U><B>http://netmgmt.unicare.com/providers/</B></U></A></div> <bR> <div> United Healthcare --- <A HREF="http://www.provider.uhc.com/" TARGET="_top" TITLE="http://www.provider.uhc.com/"><U><B>http://www.provider.uhc.com/</B></U></A></div> <bR> <div> <B>INDEPENDENT PROVIDER NETWORKS</B></div> <bR> <div> Accountable Health Plans of America-TX ---<A HREF="http://ahpppo.com" TARGET="_top" TITLE="http://ahpppo.com"><U><B>http://ahpppo.com</B></U></A></div> <bR> <div> Beech Street --- <A HREF="http://www.beechstreet.com" TARGET="_top" TITLE="http://www.beechstreet.com"><U><B>http://www.beechstreet.com</B></U></A> </div> <bR> <div> HealthSmart --- <A HREF="http://www.healthsmart.net" TARGET="_top" TITLE="http://www.healthsmart.net"><U><B>http://www.healthsmart.net</B></U></A></div> <bR> <div> North Texas Healthcare Network --- <A HREF="http://www.nthn.com" TARGET="_top" TITLE="http://www.nthn.com"><U><B>http://www.nthn.com</B></U></A></div> <bR> <div> Private Healthcare Systems (PHCS) --- <A HREF="http://www.phcs.com" TARGET="_top" TITLE="http://www.phcs.com"><U><B>http://www.phcs.com</B></U></A></div> <bR> <div> ProAmerica Managed Care --- <A HREF="http://www.proamerica.com" TARGET="_top" TITLE="http://www.proamerica.com"><U><B>http://www.proamerica.com</B></U></A> </div> <bR> <div> Return to the Table of Subjects by clicking on "home" in the above blue border.           </div> </td> </tr></table></body>